Wow, to start off I am surprised that people actually read this. I didn't think anyone would! lol. So thank you all for the warm welcome and well wishes. I am still surfing this website and look forward to reading other people's blogs as well.

My DH and I are gonna make our (his) final payment to a credit lawyer so another $100/mo will be freed up and we can finally start paying my parents for the car they "sold" us back in February. (Side story) DH got into an accident and totalled his car. They were looking to buy a new car but not that early.
They have been really patient and we are very appreciative of that.

My oldest daughter had her assessment results from Sylvan done today and I was almost in tears when they laid out the tuition cost. A whopping $9000 for 206 hours of tutoring. I talked to DH about it and he thinks we should wait on it for now. I know where he is coming from. We need to have a home and food and that may push us over the edge. My concern is that she is going into the 7th grade and she will fall further behind. We are looking for private tutors. We found one that will do it on a sliding scale and/or a possible trade. Since I do graphic design maybe there is an opportunity there. My daughter is not thrilled about learning this summer. We said we would try out for a week with her reading 20 minutes and day and her telling us what she read. we'll see how her attitude is then make a decision on a tutor.