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Wow, thank you and a BIG hurdle jumped

June 3rd, 2008 at 08:50 am

Wow, to start off I am surprised that people actually read this. I didn't think anyone would! lol. So thank you all for the warm welcome and well wishes. I am still surfing this website and look forward to reading other people's blogs as well.

My DH and I are gonna make our (his) final payment to a credit lawyer so another $100/mo will be freed up and we can finally start paying my parents for the car they "sold" us back in February. (Side story) DH got into an accident and totalled his car. They were looking to buy a new car but not that early.
They have been really patient and we are very appreciative of that.

My oldest daughter had her assessment results from Sylvan done today and I was almost in tears when they laid out the tuition cost. A whopping $9000 for 206 hours of tutoring. I talked to DH about it and he thinks we should wait on it for now. I know where he is coming from. We need to have a home and food and that may push us over the edge. My concern is that she is going into the 7th grade and she will fall further behind. We are looking for private tutors. We found one that will do it on a sliding scale and/or a possible trade. Since I do graphic design maybe there is an opportunity there. My daughter is not thrilled about learning this summer. We said we would try out for a week with her reading 20 minutes and day and her telling us what she read. we'll see how her attitude is then make a decision on a tutor.

The Journey Starts

June 2nd, 2008 at 09:25 am

So here it goes. Opening up to the world wide web about my financial journey. My goal for blogging this is for my benefit.

Our cc debt is approximately 25,000. I have the exact numbers but not with me. I have a spreadsheet that has all my cc's and other loans debt.

Thanks to our tax refund, the stimulus check, a receent raise, money back from my cafeteria plan, and my DH will be getting a raise in July my goals is to pay a little over $11,000 towards our debt.

With the tax and stimulus check, we paid off our hospital bills and our discover card. YIPEE! so that moves our snowball to our JCP card to just a little over $100 extra a month! If my calculation serves me. The JCP card will be paid off by December.